ACL Application

We support credit-related businesses across all sectors in applying for and obtaining an Australian Credit Licence (ACL).

Overview

Businesses or individuals that engage in credit activities, either as a credit provider or other than as a credit provider, are required to have an Australian Credit Licence (ACL).

Our licensing compliance consultants have in depth expertise assisting credit-related businesses across all sectors in applying for and obtaining an ACL, maintaining a 100% success rate. Irrespective of whether you are a credit provider, mortgage broker or provide debt management services, we can assist all types of credit-related businesses with obtaining an ACL.

Obtaining an ACL may seem like a complex process, however, our licensing compliance consultants have a wealth of experience dealing with ASIC regarding ACL applications, and ensure that the process is simplified and stress-free, while maintaining affordable fixed-fee pricing.

Types of Businesses We Assist

Mortgage Brokers
Mortgage Managers
Non-Bank Lenders & Other Credit Providers
Aggregators
Responsible Entities & Wholesale Trustees
Debt Collectors & Debt Managers
Consumer Lessors

Our Process

Step 1:

Consultation & Engagement

Have a free initial consultation with you to obtain a better understanding of your plans and circumstances, and based on such, advise you on all relevant requirements and processes. Accordingly, provide you with a fixed-fee proposal.

Step 2:

Planning & Information Gathering

Set out a plan with you to ensure that the application process is efficient and tailored to your business intentions and obtain all the necessary information we require for the application process.

Step 3:

Preparation & Submission

We will begin the preparation of the core proof documents, fit and proper person proof documents and other any other applicable proof documents, and once they are finalised, we will submit the application to ASIC on your behalf.

Step 4:

Application Management

After the application is submitted, we will liaise with the appointed ASIC officers and respond to any queries they may have, all the way till the ACL is officially granted, keeping you notified along the way.

Related Industries

Funds Management

Crypto Assets

FinTech

Mortgage Broking & Management

Lending

Debt Management

Real Estate

Hands writing on tax documents with laptop, glasses, and currency on desk.

How to Apply for GIC Remission in Australia

16 October, 2025 Tax

The General Interest Charge (GIC) is imposed by the ATO for unpaid tax debts and can accumulate significantly. Taxpayers may apply for remission under specific ...

A yacht steering wheel with a serene water view during a bright summer day offering leisure and adventure.

How to Determine Your Tax Residency in Australia

16 October, 2025 Tax

Determining tax residency status is essential for understanding tax obligations in Australia, as it can differ from general residency status. Various tests exist, including the ...

Two people shaking hands over laptops and documents in an office, symbolizing a business deal.

Benefits of Hiring an ACL Compliance Expert

15 October, 2025 Financial Services

Businesses with an Australian Credit Licence must comply with the National Consumer Credit Protection Act. Engaging an ACL compliance expert offers cost savings, expertise, and ...

Testimonials

We highly recommend Dario to anyone needing assistance navigating the requirements and the complexities of obtaining an Australian Credit Licence. Dario made an overwhelming experience seamless and stress-free. A BIG thank you to Dario and the entire team at Adria Group.

Bmoney Finance Bora Tuncoglu

Adria Group provided us with professional services to assist us in achieving our own AFSL and exceeded expectations. After seeing the value Adria Group provided to us, we would confidently say we would not have been able to succeed without them.

Redwood Financial Planning Ryan Humphries

Adria Group professionally and efficiently guided me to what I need legally in starting my own small business. They made the complex process simple and easy to understand and allowed for us to getting operating quicker. I would not be going anywhere else for future needs.

Solutions

Industries

About